Accessing Essential Business Resources For Members

Retirement Plans
Want to select the ideal retirement planning services, Home Business Information Service® provides members a large variety of individual resource options for home business retirement planning.
Retirement Planning .
Brief Description .
- No sales or service charges. Earns tax-deferred interest. Open an IRA with $100., or buy an annuity upon accumulated funds in a deposit account or mutual fund. May select a payout option at retirement which guarantees income for life.
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- Ideal for teachers & non-profit businesses.
SPD Annuity
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- Consolidate multiple IRAs. Free withdraw option in some states.
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- Offering three ways for you to invest your IRA dollars, including tax advantages and competitive interest rates.
CD and Deposit Account IRA
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- Payroll deduction life insurance (no cost to business owner).
- Group Term/Whole/Variable Life Insurance.
- Long term disability.
- Accidental death & dismemberment
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Savings & Retirement
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Qualified and non-qualified benefit plans
- 401-K profit sharing
- Profit sharing
- Salary Reduction-Simplified Employee Pension plan (SAR-SEP)
- Split dollar plan
- simple
- executive bonus plan
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SEP-IRA
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- Ideal for self-employed.
No-Fee Mutual Fund IRA
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- Design an investment plan flexible to your financial objectives & risk tolerance. These funds are professional managed and no-load.
No-Fee Self-Directed IRA
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- Ideal for independent investors. Allows you to decide what securities to buy and sell plus when to do it. Lets you focus on your precise investment goals.
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Tax Deferred Security
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- Ideal for experienced investors.
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- Managed Care Plan.
- Preferred Provider Organization.
- Prescription Drug Card Program.
- Dental Plans.
Long Term Care
(Flexible coverage for personal independence)
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Avoid nursing care costs
- Home health care
- Assisted care facilities
- Community care
- Nursing home care
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For detailed retirement information ... submit form. Go to HomeBIS® Membership Application. .
Members access a higher value of resources at HomeBIS®
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