HomeBIS®

Accessing Essential Business Resources For Members

 

Retirement Plans

 

Want to select the ideal retirement planning services, Home Business Information Service® provides members a large variety of individual resource options for home business retirement planning.

 
Retirement Planning

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Brief Description

Individual Retirement Annuity

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  • No sales or service charges. Earns tax-deferred interest. Open an IRA with $100., or buy an annuity upon accumulated funds in a deposit account or mutual fund. May select a payout option at retirement which guarantees income for life.

Tax Sheltered Annuity (TSA)

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  • Ideal for teachers & non-profit businesses.

SPD Annuity

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  • Consolidate multiple IRAs. Free withdraw option in some states.

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ROTH IRA

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  • Offering three ways for you to invest your IRA dollars, including tax advantages and competitive interest rates.

CD and Deposit Account IRA

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Income Replacement

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  • Payroll deduction life insurance (no cost to business owner).
  • Group Term/Whole/Variable Life Insurance.
  • Long term disability.
  • Accidental death & dismemberment

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Savings & Retirement

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Qualified and non-qualified benefit plans
  • 401-K profit sharing
  • Profit sharing
  • Salary Reduction-Simplified Employee Pension plan (SAR-SEP)
  • Split dollar plan
  • simple
  • executive bonus plan

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SEP-IRA

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  • Ideal for self-employed.

No-Fee Mutual Fund IRA

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  • Design an investment plan flexible to your financial objectives & risk tolerance. These funds are professional managed and no-load.

No-Fee Self-Directed IRA

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  • Ideal for independent investors. Allows you to decide what securities to buy and sell plus when to do it. Lets you focus on your precise investment goals.

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Tax Deferred Security

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  • Ideal for experienced investors.

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Health Care Plans

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  • Managed Care Plan.
  • Preferred Provider Organization.
  • Prescription Drug Card Program.
  • Dental Plans.

Long Term Care

(Flexible coverage for personal independence)

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Avoid nursing care costs
  • Home health care
  • Assisted care facilities
  • Community care
  • Nursing home care

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For detailed retirement information ... submit form.
Go to HomeBIS® Membership Application.

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Members access a higher value of resources at HomeBIS®
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